PedalSafe

Easy, affordable & comprehensive cycle insurance for you and your bikes.

Select the value of your bike for an idea of your annual premium.

AED 80.64

per year
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Our Bicycle Insurance Coverage

Theft

Coverage for theft whether at home or outside in UAE

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Damage

If your bike is accidentally damaged or vandalised, we’ll cover the costs.

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Personal Accident

Covers medical expenses following an accident whilst cycling.

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Public liability

Covers against any third party liability occurring from cycling.

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Accessories

Covers any accessories and personal possessions on the bike while cycling.

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Rental Cover

Covers cost of rental cycle while bike in repair due to accident.

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Frequently asked questions

The basics

We make the claim process as easy as riding a bike.

We’ll cover you in under 60 seconds

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We’ll sort your claim as quick as possible

Make a claim

We will insure bikes with value above AED 2,000 up to AED 50,000. If your bike value is above AED 50,000, you can refer it to our team which will then be reviewed on a case-to-case basis. We cover bike models only from 2015.

  • 5% of the claim amount or a minimum AED 500/- whichever is the greater . For each and every claim. (Cycle Value upto AED 20,000/-)
  • 10% of the claim amount or a minimum AED 2,500/- whichever is the greater. For each and every claim. (Cycle Value above AED 20,001/-)

No, we currently do not insure electric bikes.

Yes, we cover accessories attached to the bicycle and which may be damaged in the event of an accident.

Accessories not attached to the bike such as mobile phones, GPS, bike pump and water bottle are not covered in this policy.

Personal liability is known by a couple of different names – public liability or third party liability. It provides cover against damage to persons or property caused by your proven negligence. We offer you the liability cover ranging from AED 100,000 to AED 250,000 which is based on your bike value.

As standard your bike will be covered only within the United Arab Emirates